BODY {
margin: 0px;
   padding: 0px;
   margin-top: 10px;

 background: 
  url("pic.gif")
  repeat-x;
text-align: center
}

TABLE {
border-collapse: separate;
border: 0px solid white;
border-spacing: 4px 4px;
width: 800px;
}


TD, TH {
padding: 5px;
border: 1px solid #000000;
}

.lc { 
font-weight: bold;
text-align: left
}


DIV {
 margin: auto;
 width: 85%;
 height: 90%;
 text-align: left;
 padding: 0px;
~ background: red

}